Executive Summary – CGAP National Surveys of Smallholder Households

This executive summary highlights key themes from CGAP’s research on the agricultural and financial lives of smallholder households in Mozambique, Uganda, Tanzania, Côte d’Ivoire, Nigeria, and Bangladesh, including household demographics, sources of income and expenses, the formal and informal financial tools used, and level of trust in financial services providers. The summary also outlines the intersection of smallholders' financial and agricultural lives and answers important questions: What crops and livestock do they grow? Who buys it? How do they get paid for it? How does this all fit into their overall livelihood strategy?

Each short section in this summary complements CGAP data and insights for each country and shares key thematic data from across the six countries. 

These insights are meant to inspire financial service providers to look more closely at their market and uncover opportunities to better serve smallholder households. The data are nationally representative and can be used with other datasets and estimates to size the market and inform business models. They can also be used to pursue a range of research questions and conduct market segmentations to better understand the heterogeneity of smallholder households.