This case study is the third in CGAP's series on scaling inclusive insurance while preserving consumer value. It takes a deep dive into SEWA's innovative heat insurance product, developed with partners and grounded in direct insights into the needs and risks of its members.

Three years ago, conflict erupted in Sudan, and its toll continues to be devastating. The crisis has caused profound human suffering and dismantled the systems households once relied on to absorb shocks. This episode explores an emerging solution: the Shared Distribution Network (SEND), designed by CGAP and the Cash Consortium of Sudan to cut delays and improve cost-effectiveness.

Drawing on WFP's work in Zambia, Ethiopia, Cuba, and Guatemala, this case study shows how inclusive insurance can build food-secure nations at scale. 

The World Bank's Global Findex 2025 reveals that 77% of women globally now hold a financial account, yet in some low- and middle-income countries, women are still up to 30 percentage points less likely to own one than men. So, what's driving this persistent divide, and how do we close it?

This case study draws on UNCDF's experience in Fiji to explore the effectiveness of social protection networks as a distribution channel and the role of subsidies.

Uganda’s 1.1 million nano and micro enterprises are the economy’s backbone, and Women lead 55% of them. Yet CGAP’s latest research shows too many remain “nano by necessity,” held back by scarce collateral and gaps in digital and financial literacy that limit scale and resilience.