Grameen II: Financial Performance

This document presents an analysis of the financial performance of Grameen II and the reasons that can be attributed to such a marked improvement in the performance of Grameen II.

The document discusses the following:

• Comparison of Grameen Bank's income in terms of the percent change with that of the last year's figure;
• Aspects related to loan loss provisioning policy of the Bank and how it has made an impact on the financial performance of the Bank;
• Flexibility brought into the loan products offered by the Bank;
• Measurement of the portfolio quality of the Bank branches;
• Assessment of the growth achieved by the Bank branches, and the Bank as a whole, in terms of the number of members served.

Further, the document discusses the results of implementing the new loan policies at the field level and comments on the sustainability of these policies in the long run.