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FinDev Blog

Freedom on Wheels – A Ride to Economic Empowerment

How motorcycle loans could help women banking agents in India bring financial inclusion to remote and vulnerable populations.

FinDev Blog

Do Flexible Loans Improve Access to Agricultural Credit?

Results from a recent survey in Kenya question the impact of flexible loan terms on how much credit smallholder farmers take up. But the issue may be that loans were still not flexible enough.

News

Mexican Startup Credijusto Raises $100 Million, Seeks to Boost Loans Amid Coronavirus

Mexican fintech startup Credijusto has raised $100 million in debt from Credit Suisse Group, a move that will help it extend more loans to small and mid-sized businesses as banks gauge how to respond to the impact of coronavirus.

FinDev Blog

The Myth of Digital Credit as a Catalyst for Financial Inclusion in Nigeria

A review of the top 20 digital credit companies in the country reveals that regulation is sorely needed.

Paper

Experiences in Gender-Sensitive Solutions to Collateral Constraints

How the use of non-conventional collateral can contribute to improved access to affordable credit
FinDev Blog

Productive Versus Consumption Loans: A Distinction That Hurts Rather Than Helps

Water.org explains why water and sanitation loans have high repayment rates and should be prioritized by MFIs, and makes a call to all microfinance professionals to reject the misguided labeling of loans as either productive or for consumption only.

Paper

De Fiado en Fiado: Credit to Bridge Expenses in Mexico Financial Diaries Households

How credit might play a supportive role in the financial lives of low-income households
Case Study

Loan Officers and Clients’ Over-Indebtedness Prevention: The Case of Banco Adopem

Examining the potential roles of loan officers in preventing over-indebtedness