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The Demand for Microinsurance in Pakistan
Findings and recommendations for the microinsurance product development process
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36 pages
This report presents the results of a microinsurance demand study undertaken by Microfinance Opportunities on behalf of the Pakistan Microfinance Network (PMN). The study sought to learn about the risks that microfinance clients in Pakistan face, and the risk management techniques that they use to mitigate those risks, in order to advise the Pakistan Microfinance Network on potential microinsurance products for its member organizations. This demand study is one element of a larger microinsurance product development process that PMN has undertaken. The report is organized as follows.
- Brief overview of the methodology used to carry out the research;
- Review of the main findings regarding the risks and economic stressors that microfinance clients face;
- A discussion of respondents' principal risk-management strategies and their effectiveness for coping with economic shocks follows;
- Review of product concepts that the research team developed and tested with a small sample of clients;
- Summary of the report and recommendations for PMN.
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