Paper
Business Development Services for Female Microfinance Clients in Peru: A Randomised Impact Evaluation
Outlining the objectives and design of a business development services intervention in Peru
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23 pages
This paper proposes a study to analyze the potential of complementing the financial services offered by village banks in Peru with business development services (BDS) to benefit female micro-entrepreneurs in marginal urban and rural areas. The paper:
- States that non-regulated MFIs provide credit to excluded populations in Peru, but the latter has no access to BDS training;
- Proposes the incorporation of BDS training into the MFIs (FINCA Peru) village banking framework.
The ten month long study that the paper outlines will:
- Assess the impact of combining microfinance with BDS services through a random assignment of banks to control and treatment groups;
- Explore the effect of the intervention on different measures of the sustainability of banks as well as on the growth of businesses and the welfare of clients;
- Measure changes at the individual, institutional and market levels to evaluate impact;
- Conduct a cost-benefit analysis of the intervention;
- Analyze the nature of microfinance clients demand for BDS.
The paper also provides details of:
- Study methodology and design;
- Data requirement and sources;
- Dissemination strategy;
- Project team.
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