Paper
A Community of Opportunity: Developing a Microcredit Program for Persons with Developmental Disabilities in Alberta
Why is a special microcredit program for adults with developmental disabilities needed in Alberta?
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This paper discusses the development of a microcredit program for persons with developmental disabilities in Alberta. It states that:
- Adults with developmental disabilities are among the poorest of Albertans;
- Traditional sources of credit from large financial institutions are not available to many people with disabilities;
- Microcredit organizations provide accessible credit to poor populations;
- Microcredit organizations have proven effective in poverty relief and have reduced dependence on government assistance.
The paper:
- Concludes that the development of a micro credit program for adults with disabilities in Alberta would provide them with access to mortgages, business and personal loans;
- Recommends that there is a need for initiatives providing alternatives to inadequate government support for persons with developmental disabilities in Alberta.
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