- Demand for Microinsurance
Establishing the demand for specific products - Product Design
Developing insurance products - Microinsurance Provision
Delivery models for microinsurance: advantages and challenges - Regulation and Supervision
Legal requirements and constraints to developing microinsurance - Reinsurance
Risk transfer; opportunities and practises - Commercialization
Challenges to sustainable yet affordable microinsurance schemes - Performance and Benchmarking
Assessing and evaluating microinsurance performance - Disaster Management
Managing and mitigating disaster risks - Sector Development
Strengthening the sector and extending the provision of microinsurance - Microinsurance Tools
Guidelines and practical tools for microinsurance - Reference Links
Online resource centres and networks - More Resources
Glossaries and Print Bibliography
- Guidelines for Market Research on the Demand for Microinsurance
These guidelines, produced by USAID, outline a procedure to assess the critical gaps in managing risks, to identify insurable risks and design products that are feasible by using qualitative market research. - Health Micro-Insurance Schemes: Feasibility Study Guide. Volume 1 and 2
This practical guide by the ILO/STEP Programme comes in two volumes: Volume 1 focuses on procedures and provides stakeholders with step-by-step assistance in carrying out the study; and volume 2 focuses on tools for each step, and offers practical support in applying the procedure.
- Factoring affecting the Demand for Health Insurance in a Micro Insurance Scheme
- Microinsurance Demand & Market Prospects – Indonesia
- The Demand for Microinsurance in Pakistan
- Demand for Microinsurance in Georgia: Quantitative Study Results
- Reducing Vulnerability: The Demand for Microinsurance
- Reducing Vulnerability: Demand for and Supply of Microinsurance in East Africa
- Assessing the Demand for Microinsurance in Kenya
- Assessing the Demand for Microinsurance in Tanzania
- Assessing the Demand for Microinsurance in Uganda
- Improving the Social Protection of the Urban Poor and Near-Poor in Jordan - The Potential of Micro-Insurance
- Microfinance, Risk Management and Poverty
- Effective Micro-Insurance Programs to Reduce Vulnerability
- An Overview of Insurance Product Development within the Opportunity International Network
- Protecting the Poor: A Microinsurance Compendium
Learning from the experiences from microinsurance providers, this compendium, published by ILO, Munich Re Foundation and the CGAP Working Group on Microinsurance, discusses the potential role for microinsurance, its challenges and limits. - Making Insurance Work for Microfinance Institutions
A Technical Guide to Developing and Delivering Microinsurance published by ILO, addresses MFIs that want to get involved in microinsurance and explains the different steps necessary for a scheme’s set-up. - Preliminary Donor Guidelines for Supporting Microinsurance
Discussing the strategies and monitoring structures available to microinsurance donors and the characteristics of success for such programmes.
- Developing a Business Case for a Microinsurance Intermediary in South Africa
- Effective Micro Insurance Programs to Reduce Vulnerability
- Microinsurance: An Overview of Client, Provider and Support Perspectives
- Learning from Micro Insurance for SHGs of Pragathi Gramin Bank Chitradurga Unit (PGBCU) in Karnataka
- Microinsurance Products
- Compilation of insurance schemes available with the four nationalized insurance companies in India suitable to poor families
- Orientation manual on micro-insurance for microfinance institutions
- Micro Insurance in India
- Can Micro Financial Institutions Foray Into Microinsurance?
- Viewing Microinsurance as a Social Risk Management Instrument
- A Cautionary Note for Microfinance Institutions and Donors Considering Developing Microinsurance Products
- Providing Insurance to Low-Income Households Part I: A Primer on Insurance Principles and Products
- Insurance Provision for Low-Income Communities: Part 2: Initial Lessons From Micro-Insurance Experiments for the Poor
- Technical Assistance for the Promotion of Microinsurance - The Experience of Opportunity International, Good and Bad Practices Case Study
- Lessons Learnt the Hard Way, Good and Bad Practices Case Study
- Microinsurance E-Note 3: Microinsurance Focus in the South
- Microinsurance: Improving Risk Management for the Poor No. 8
- Microinsurance: Improving Risk Management for the Poor No. 6
- Microinsurance: Improving Risk Management for the Poor No. 2
- The Added Value of Co-Operatives and Mutual Health Insurance Funds, E-Note No.3
- MicroInsurance Centre Briefing Note 3: Making Microinsurance Work for Clients
- MicroInsurance Centre Briefing Note 1: The Lure of MicroInsurance: Why MFIs Should Work with Insurers
- Regulation and Supervision of Microinsurance
This GTZ paper presents the conceptual and technical issues of microinsurance regulation. Microinsurance regulation is an emerging field and legal frame for microinsurance rarely exist in developing countries.
- Issues Paper in Regulation and Supervision of Microinsurance
- Regulation of Microinsurance in India
- Position Paper on the IRDA 'Concept Paper on Need for Developing Micro-Insurance in India
- A Regulatory Review of Formal and Informal Funeral Insurance Markets in South Africa
- PROSPER, Issue 1
- Microinsurance: Improving Risk Management for the Poor No. 5
- Micro-Health Insurance Update, Issue 1
- Reinsurance Manual (ICMIF)
This manual, published by ICMIF, presents the background and design of a reinsurance programme; accounting for reinsurance activities; the administrative procedures and necessary staff training and some practical examples.
- Social Reinsurance: Pro-poor Health Insurance in the Informal Economy
- Reinsurance: The ICMIF Experience
- Microinsurance: Improving Risk Management for the Poor No. 11
- Microinsurance: Improving Risk Management for the Poor No. 7
- Does Corporate Governance Matter in Deposit Insurance?
- Incorporating Insurance Provisions in Microfinance Contracts: Learning from Visa?
- Microinsurance: Improving Risk Management for the Poor No. 3
- Microinsurance Notes 2: How Microinsurance is delivered?
- MicroInsurance Centre Briefing Note 6: Financial Risk Management Tools for the Poor
- Performance Indicators for Microinsurance
This handbook for microinsurance practitioners forms together with a microinsurance factsheet a toolkit on “Performance Indicators for Microinsurance.” Both tools complement each other and are designed to be used together.
- Workshop Report - Performance Indicators for Microinsurance Practitioners
- Health Microinsurance Schemes: Monitoring and Evaluation Guide (Volume 1 and 2)
- Towards a Benchmark for Access to Life Insurance in LSM 1-5
- Guide de suivi et d’évaluation des systèmes de micro assurance santé
- Disaster Insurance for the Poor? A Review of Microinsurance for Natural Disaster Risks in Developing Countries
This study from ProVention and IIASA presents the background, challenges, benefits, limitations and viability of disaster insurance and its role in risk reduction. It also provides an overview of existent disaster management programmes in microinsurance.
- Role of Microinsurance in Disaster Management (India)
- Role of Microinsurance in Disaster Management - A Concept Paper
- Microinsurance for Risk Mitigation and Crisis Recovery
- Microinsurance and Disasters: Steps to Take to Mitigate Risk Next Time
- Micro-insurance, Insurance, Reinsurance: Effective Tools for Development
Extending microinsurance and understanding the target market is important for strengthening the sector as well as using financial globalization in the service of the poor.
- UNDP Study - Building Security for the Poor: Potential and Prospects for Microinsurance in India
- Technical Assistance Democratic Socialist Republic of Sri Lanka: Microinsurance Sector Development
- Micro-insurance in India: Trends and Strategies for Further Extensions
- Insurance: A Tool for Sustainable Development
- MAS Pilot Software for Monitoring Health Insurance Schemes
This software, produced by ILO/STEP Africa, enables supporting institutions or federations of mutual organisations to monitor schemes in parallel and to follow the evolution of indicators in several health micro-insurance schemes (In French only). - Making Insurance Work for Microfinance Institutions. A Technical Guide to Developing and Delivering Microinsurance
This manual, published by ILO, addresses MFIs that want to get involved in microinsurance and explains the different steps necessary for setting-up a scheme. - Guidelines for Market Research on the Demand for Microinsurance
These guidelines, produced by USAID, outline a procedure to assess the critical gaps in managing risks, to identify insurable risks and design products that are feasible by using qualitative market research. - Health Micro-Insurance Schemes: Feasibility Study Guide. Volume 1 and 2
This practical guide by the ILO/STEP Programme comes in two volumes: Volume 1 focuses on procedures and provides stakeholders with step-by-step assistance in carrying out the study; and volume 2 focuses on tools for each step, and offers practical support in applying the procedure. - Info Sure Evaluation
The evaluation of a health insurance system can also be done without the involvement of external experts by using this InfoSure methodology (available to order online). - Performance Indicators for Microinsurance Practitioners (French) (Spanish)
Learn about the key principles and indicators for microinsurance programmes that came out after a two-day workshop. This summary is published by ADA, BRS and the CGAP Working Group on Microinsurance.
- Dossier Thématique Micro-Assurance sur Le Portail Microfinance
The French version of the Microfinance Gateway provides in collaboration with CGSI-consulting a very comprehensive resource on microinsurance in French - Access to Insurance for the Poor
This World Bank website provides a selection of documents and links on microinsurance in developing countries - Asia Microinsurance Network (AMIN)
An ILO/STEP initiative that focuses on microinsurance schemes and innovations in Asia - Global Information Platform on Micro-insurance
This platform managed by ILO/STEP focuses on health insurance and social protection - Info Sure
This GTZ initiative focuses on social insurance systems (evaluation, development and learning) - The International Task Force on Commodity Risk Management in Developing Countries
This ITF website provides tools and education for risk management in developing countries - Making Financial Markets Work for the Poor
The insurance section of the Finmark Trust website presents documents on microinsurance, especially in South Africa and the region - Microfinance Risk Programme
This website assists financial institutions to identify their exposure to health and HIV & AIDS risks, to develop strategies and to manage those risks; among others through microinsurance. - Microhealthinsurance-India
This resource centre focuses on the development of health insurance, especially in India - Microinsurance Centre
This resource centre provides documents, links and information on microinsurance around the world with a focus on the partner-agent model - Munich Re Foundation
This website includes a section on poverty and microinsurance with a focus on disaster prevention and climate risks - ProVention Consortium
This organisation focuses on disaster risk management in developing countries - Social Finance Programme
This ILO website presents case studies, technical documents on microinsurance and provides information on ILO activities in this domain - STEP Program
This website presents the ILO/STEP Programme which focuses on social protection