|
|
|
Consultant Profile: Adolfo Germán Cruz (Bolivia)
Download Full Resume
Contact Details
| Total Relevant Experience: |
16 years |
| Date Available for Work: |
20 Mar 2006 |
| Type of Work: |
Short-term work |
| Summary of Qualifications: |
International micro finance expert. Skilled at designing, organizing, and implementing, micro credit programs in rural and peri - urban areas.Bolivia I served as regional manager of a large rural micro finance NGO, and of a regulated private financial fund. Dominican Republic, as general manager, I started a micro finance bank; In Argentina, as general manager I started a micro finance institution focused on women micro entrepreneurs. Also experienced in empowering and training credit advisers |
Expertise
| Main Areas of Expertise: |
MFI management / MFI transformation / Product design / Individual lending / Village banking |
| Country Experience: |
Argentina / Bolivia / Dominican Republic / Japan / Mexico / Peru |
| Languages Spoken: |
English / Spanish |
| Nationality: |
Bolivia |
| Academic/Professional Qualifications: |
Agricultural Engineer, San Andres University,La Paz, Bolivia 1990.
Master of Economic Development, San Andres University Development Research Center La Paz, Bolivia 1997.
Diploma in Management of Micro finance Institutions, Catholic University, La Paz, Bolivia 1998.
Postgraduate degree in Marketing and Statistics,Tokyo University of Fisheries Tokyo, Japan 1992. |
Experience (5 select experiences)
South America Commercial Director, FINSOL Financiera, Mexico (Jul 2007– present)
Assigned to implementation of an urban and rural micro finance program focused on women micro entrepreneurs in North Argentina. Trained 30 credit advisers in Village Banking.
Trained credit adviser in micro insurance in Peru
Credit Manager, CRECER Rural Credit and Education, Bolivia (Oct.06 – Jun.07)
Credit Manager of this organization operating in rural and peri urban areas. Managed 7 regional office with a portfolio of $us 23,000.000 and 90,000 women micro entrepreneurs in village banking.
Commercial Manager, AGROCAPITAL FOUNDATION, Bolivia (Sep 04- Sep 06)
Operating in rural regions
Managed the credit portfolio and supervised eleven urban and rural branches with a portfolio of U$ 16,000.000. Credits destined to micro entrepreneurs and agricultural producers.
Design of a program of Village banking.
Senior consultant, FUND FOR DEVELOPMENT, Dominican Republic (Aug. 02 -Dec 2002)
Responsible for the implementation of a pilot micro credit program in 5 rural agencies. Adapted the management information system toprovide better information. Also, selected and trained credits advisers. Redesigned credit and savings procedures; wrote manuals on credit policies, on the control of risk assets, and on performance incentives for credit promoters.
Senior management consultant, DOMINICAN DEVELOPMENT FOUNDATION, Dominican Republic (Mar 03 -Mar 04)
Responsible for the design and implementation of an urban and rural micro finance program focused on women micro entrepreneurs with the objective of promoting self sufficiency and improved housing and living conditions.Developed credit procedures and designed evaluation tools. Trained 46 credit advisers in individual credit methodology to strengthen 6 rural branches
Download Full Resume
|
