Savings Frequently Asked Questions

Publication Date: 2005
Published by: Consultative Group to Assist the Poor (CGAP)
Document Type: Other (PDF)

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FAQs on savings adapted from "Saving Operations for the Poor: An Operational Guide."

This operational guide answers questions about savings. Topics include:

• Obstacles to serving poor savers;
• Donor-support to small-balance savings mobilization;
• Problems faced by regulated institutions in expanding savings services to low-income markets;
• Common problems of credit-based financial institutions in developing savings operations;
• Prerequisites for institutions that want to develop savings operations;
• Legal and regulatory impediments to pro-poor savings mobilization.