Health Micro-Insurance Schemes: Feasibility Study Guide (Volume 1 & 2)

Publication Date: 2005
Published by: International Labour Organization (ILO)
Document Type: Book

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A guide to assist health micro-insurance promoters to conduct sustainability and feasibility study.

This guide states that in many developing countries, the number of health micro-insurance schemes is increasing rapidly. This is testimony to the interest shown in such schemes by the people of those countries and by the promoters of access to social protection and health care. In order to be sustainable and capable of growth, these schemes must be well-designed from the start.

For that reason, it is essential to carry out a feasibility study before setting up a scheme or extending its coverage. This guide will assist promoters of health micro-insurance schemes in conducting such a study. It describes the preconditions for setting up a scheme, and most importantly, the characteristics needed to ensure the scheme's viability and effectiveness.

The guide is organized in two volumes:

• Volume 1 focuses on procedures and provides stakeholders with step-by-step assistance in carrying out the study;
• Volume 2 focuses on tools and, for each step, offers practical support in applying the procedure.